Cards, Idram and Telcell live

Payment infrastructure for Armenian businesses

Accept Idram, Telcell and all major bank cards through one API. 20 AMD per payment, no percentage, no monthly fee.

create-payment.sh
curl -X POST /api/v1/payments \
  -H "X-Paynet-Key: sk_live_..." \
  -d '{
    "amount": 500000,
    "currency": "AMD",
    "processor": "idram",
    "order_id": "ORD-001"
  }'

// Response: 201 Created
{
  "checkout_url": "paynet.am/...",
  "status": "pending"
}
Paynet Checkout Secure
shop.am
12,500 AMD
Idram E-Wallet
Telcell Mobile Pay
Bank Card ARCA
AES-256 SSL/TLS Fiscal receipt
Live Processors
Idram
Telcell
ARCA
Platform

Everything you need to accept payments

One integration. Every capability. All included in the price.

Unified REST API

One endpoint for all processors. Create payments, check statuses and request refunds where the provider supports them.

Platform Plugins

Ready-made plugins for WooCommerce, OpenCart 2/3/4 and PrestaShop, a Shopify app, plus Tilda and Ecwid connectors. Install in minutes.

Unified Dashboard

Monitor transactions, revenue and webhook deliveries across all processors and domains from one place.

Multi-Domain

One account, unlimited domains. Each gets isolated API keys, processor configs, and transaction history.

Bank-grade Security

AES-256 credential encryption, HMAC-SHA256 webhook signatures, PCI-compliant checkout redirects.

JavaScript SDK

Embed checkout as inline, modal, or redirect. Three modes, one script tag, full callback support.

How It Works

Go live in three steps

1

Register & Connect

Create account, add your domain, enter processor credentials. Everything AES-256 encrypted.

2 minutes
2

Integrate Once

Use our REST API, JS SDK, or install a platform plugin. One integration covers every processor.

5 minutes
3

Accept Payments

Customers see a clean checkout. You get a unified dashboard with real-time webhook notifications. Test payments work right away; live payments start once your business is verified, usually in 1-2 business days.

Live after verification
Why Paynet

The difference is clear

Without Paynet

Separate integration per processor
Three dashboards, three logins
Three credential sets to manage
Weeks of development each
No unified transaction view
Custom webhook logic per processor

With Paynet

One API for all processors
One dashboard, one login
Credentials encrypted & managed
Integrated in an afternoon
Every transaction in one place
Unified HMAC-signed webhooks
0
Processors
Idram, Telcell, ARCA
0
Plugins
Ready to install
0
Uptime target
Live status at /status
0
Commission
20 AMD flat per payment
Pricing

Pay per transaction

Only successful live payments count. Payments under 500 AMD are free.

20 AMD
per successful payment
200 free transactions and 500 free receipts at signup
REST API + JS SDK + Webhooks
Hosted checkout included
Prepaid transactions never expire
No percentage cut, no monthly fee
Get Started Free
200 free transactions to start

Start accepting payments today

Join Armenian businesses simplifying payments with Paynet. No credit card required.