Cards, Idram and Telcell, one integration
Paynet connects your business to ARCA cards, Idram, Telcell and partner banks through a single API, checkout and dashboard - so you can start accepting payments in days, not months.
Connect once, accept cards and wallets
Instead of integrating each provider separately, you integrate Paynet once and turn payment methods on from your dashboard.
ARCA cards
Visa, Mastercard and ArCa cards processed through ARCA and partner acquiring banks.
Idram
Armenia's most popular e-wallet, ready to accept with a single switch.
Telcell
Reach customers who pay with the Telcell wallet and its network.
Partner banks
Ameriabank, Inecobank and ARCA member banks - each available as its own method.
From weeks of integrations to one afternoon
Doing it yourself
With Paynet
However you sell, there's a way to get paid
No-code or full-code - pick what fits your business and start today.
Hosted checkout
Send customers to a secure, mobile-ready payment page - no PCI burden on you.
Payment links
Create a link or QR and get paid over chat, email or social - no website needed.
Store plugins
One-click plugins for WooCommerce, OpenCart and PrestaShop.
API & SDK
Build a fully custom flow with our REST API and JavaScript SDK.
Payments you and your customers can trust
Security is built in at every layer, so sensitive data never becomes your liability.
Cards never touch you
Card details are entered on the licensed processor's page - never stored on your server.
Encrypted end to end
TLS in transit and AES-256 at rest for credentials and fiscal certificates.
Signed webhooks
Every event is HMAC-signed and verifiable, with idempotent, retried delivery.
Account protection
Two-factor authentication, login alerts and device history.
Tax receipts issued automatically
When e-HDM is enabled, Paynet transmits fiscal receipts to the State Revenue Committee for each payment - so you stay compliant with Armenian tax law without any manual work.
Integrated with the SRC electronic cash-register system
A payment partner that speaks your market
Paynet is built specifically for businesses operating in Armenia.
Armenian dram
Price and charge in AMD, with amounts handled correctly to the luma. Your bank settles to you directly.
Local processors
The methods your customers already use, from cards to Idram and Telcell.
Three languages
Dashboard and checkout in Armenian, Russian and English.
Local support
A team that understands local payments and answers in your language.
Start free, pay as you grow
One price, no surprises, and nothing to lose by trying.
Free to start
Open an account, integrate, and your first 200 live payments are on us.
Same price at any volume
20 AMD per payment whether you take ten a month or ten thousand. Buy as many as you need, from 100.
Never expires
Prepaid transactions and receipts stay yours until you use them. Every new account starts with 200 transactions and 500 receipts.
A platform developers actually enjoy
Clean APIs, real docs and a sandbox to test everything before you go live.
REST API
Predictable, well-documented endpoints with a standard error envelope.
JavaScript SDK
Drop-in checkout on any site with a lightweight browser SDK.
Plugins & webhooks
Official CMS plugins plus signed webhooks for reliable order updates.
Sandbox & test mode
Simulate the full payment flow in a safe environment before launch.
Run your payments from one dashboard
Everything you need to operate, reconcile and grow - in one place.
Live metrics
Watch transactions and revenue update in real time.
Refunds
Request full or partial refunds from the dashboard or API, where your provider supports them.
Exports & reports
Search, filter and export transactions for accounting.
Team access
Invite teammates with the right level of access to your account.
Ready to accept payments the easy way?
Create your account in minutes and take your first test payment today. No commitment, no setup fee.