The Paynet blog
Guides, product updates, and notes on accepting payments in Armenia.
Testing with the sandbox, and a go-live checklist
Everything you can prove before a real card is used: test keys, the sandbox provider, test cards for each outcome, and the checklist that has to be green before your first live payment in Armenia.
Read moreWebhooks explained: why the shop pulls the real order status
A webhook tells your shop something happened. It is not proof that it happened. Here is how Paynet signs webhooks, why you should treat one as a nudge and read the payment back, and how to verify the signature in PHP and Node.
Read moree-HDM fiscal receipts for online sales in Armenia
An online sale in Armenia still needs a fiscal receipt. This is what an e-HDM is, how to register one with the tax service, and how Paynet issues receipts automatically, manually or from the API.
Read moreSelling without a website: payment links and QR codes
If you sell on Instagram, Telegram or face to face, you do not need a website to take card and wallet payments. Here is how Paynet payment links and QR codes work, and where the money actually goes.
Read moreOpenCart payments in Armenia: install, connect, go live
How to accept bank cards, Idram and Telcell on an OpenCart 2, 3 or 4 store in Armenia with the Paynet extension: install the OCMOD archive, connect in one click, test with the sandbox, then switch to live payments.
Read moreWooCommerce payments in Armenia, step by step with the Paynet plugin
Install the plugin from WordPress.org, connect your store in one click, enable cards and wallets, test everything with the sandbox, then go live. Plus what the plugin actually does with your order statuses.
Read moreARCA cards and 3-D Secure: what an online merchant in Armenia needs to know
How card payments in Armenia reach you through ARCA and its member banks, the terminal credentials your bank issues, what 3-D Secure changes in practice, and how refunds work according to the Paynet API.
Read moreTelcell wallet payments on your website: setup, testing and what to watch
How a Telcell payment runs for the buyer and for the merchant, the Shop ID and Shop Key you get from Telcell, how to enable the wallet in Paynet and in the store plugins, and how to test when the wallet has no sandbox of its own.
Read moreIdram for online stores: the flow, the credentials, and how to enable it
What an Idram payment looks like for the buyer and for you, which credentials Idram issues, which URLs Idram has to register, and how to turn the wallet on in Paynet and in the store plugins without guessing.
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