Pricing

Pay per transaction. Save with a plan.

Start at 20 AMD per transaction with no commitment, or pick a monthly plan for a lower rate. Only successful payments count.

200 free to start Credit never expires AES-256
Pay as you go
20 AMD / Transactions per month

No monthly fee, no setup fee. Buy a credit pack, and it is drawn down one transaction at a time. Unused credit rolls over and never expires.

Only completed, live payments are counted - test payments and failed attempts are always free. Payments under 500 AMD are free too.

Monthly plans

A fixed monthly allowance at a lower effective rate. The allowance resets every month.

Standard

For growing stores

32,000 AMD/mo
2,000 transactions / month
≈ 16 AMD / transaction
All processors (ARCA, banks, Idram, Telcell)
Unlimited domains
REST API + JavaScript SDK
Hosted checkout
HMAC webhooks with retry
e-HDM fiscal receipts included
Email support
Get started
Most popular

Pro

For high-volume merchants

120,000 AMD/mo
10,000 transactions / month
≈ 12 AMD / transaction
All processors (ARCA, banks, Idram, Telcell)
Unlimited domains
REST API + JavaScript SDK
Hosted checkout
HMAC webhooks with retry
e-HDM fiscal receipts included
Priority support
Get started

Ultimate

For large-scale operations

450,000 AMD/mo
Unlimited transactions
All processors (ARCA, banks, Idram, Telcell)
Unlimited domains
REST API + JavaScript SDK
Hosted checkout
HMAC webhooks with retry
e-HDM fiscal receipts included
Dedicated support + uptime SLA
Contact sales

Every plan and pack includes

No setup fees
Only pay for transactions
AES-256 encryption
Credentials secured
HMAC webhooks
Signed & verified
24/7 monitoring
99.9% uptime
Credit packs

Top up any time. Bigger packs cost less per transaction, and every pack rolls over with no expiry.

1,000 transactions
20,000 AMD
20 AMD each
5,000 transactions
90,000 AMD
18 AMD each
20,000 transactions
320,000 AMD
16 AMD each

Credit is used after your monthly plan allowance runs out, or on its own if you have no plan.

How it works

Plan allowance first, then credit

Every completed live payment counts as one transaction. A monthly plan gives you an allowance that resets each month; once it runs out, extra transactions draw from your rollover credit at 20 AMD each. No plan? Everything runs on credit.

Example: 3,000 transactions in a month
Standard plan - 2,000 included 32,000 AMD
1,000 extra from credit 20,000 AMD
Total this month 52,000 AMD

No percentage cuts and no per-transaction gateway fee - you keep the full amount your customer pays.

e-HDM

Fiscal receipts, standalone

Issue SRC-compliant electronic fiscal receipts (e-HDM) for every sale - even if you collect payments elsewhere. No payment provider needed.

10 AMD per receipt

Free for now

Talk to sales
SRC tax-service integration over mTLS
Per-merchant certificate, securely stored
Automatic receipt on payment, plus manual receipts
Return receipts on refunds

e-HDM is free at the moment - both receipts issued for Paynet payments and ones you issue on your own.

Issuing a lot of receipts? Monthly packages bring the rate down:

e-HDM Standard
2,000 receipts / month
16,000 AMD/mo
≈ 8 AMD / receipt
e-HDM Pro
10,000 receipts / month
60,000 AMD/mo
≈ 6 AMD / receipt
e-HDM Ultimate
Unlimited receipts
200,000 AMD/mo
Estimate

Estimate your monthly cost

3,000
Best option for this volume
Pay as you go
60,000 AMD
Your first 200 transactions are free after verification.
SSL Secured 24/7 Monitoring Email Support AES-256 Encryption
FAQ

Frequently asked questions

What counts as a transaction?
One completed, live payment = one transaction. Test-mode payments and failed or abandoned attempts are never counted or charged. Refunds do not add a transaction.
Do I have to pick a plan?
No. Without a plan you simply pay as you go from a credit pack at 20 AMD per transaction. A monthly plan is optional and lowers your effective rate if you have steady volume.
Does my credit expire?
Never. Credit you buy rolls over month to month with no expiry date. Your monthly plan allowance is the only thing that resets each month.
What do I get for free?
When you verify your business you receive 200 free transactions, one time. No card is needed to start testing - test-mode payments are always free and unlimited.
Are there any per-transaction gateway fees or percentages?
No. Paynet charges only the transaction price shown here. There is no percentage cut and no hidden gateway fee - you keep the full amount your customer pays. REST API, JS SDK, hosted checkout, and webhooks are all included.
How do I pay Paynet?
By Armenian bank card (ARCA), Idram, or bank transfer. Bank-transfer top-ups are matched to your account by your billing reference. All billing is in AMD.

Need a higher volume or a custom rate? Contact us and we will tailor a plan.

200 transactions free

Start accepting payments today

Verify your business and get 200 transactions free. No card required to start.

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